21 Ulster Avenue, #A, Saugerties, NY, 12477 | $3,350

OPEN HOUSE THURSDAY MAY 17th 3: 45pm-4: 45pm. CONTACT LISTING AGENT PRIOR TO COMPLETING ANY APPLICATION ONLINE. SELLER HAS HIS OWN APPLICATION. Located in the heart of the vibrant Village of Saugerties, this charming 1900s multi-family home blends historic character with modern versatility. Rich with original details and timeless charm, the property offers endless possibilities for investors, owner-occupants, or those seeking a live/work lifestyle in one of the Hudson Valley's most desirable river towns.

The upper-level residence features 4 spacious bedrooms and 3 bathrooms, showcasing beautiful original features throughout that reflect the home's historic character and warmth. Downstairs, a fully renovated 2-bedroom, 1-bath apartment offers modern comfort with updated finishes--perfect for rental income, extended family, guests, or owner occupancy.

Outside, enjoy a welcoming front porch ideal for relaxing and people-watching while taking in the energy of village life. The property also includes a detached 2-car garage and ample off-street parking, a rare convenience in town.

With two rentable units and flexible possibilities, the owner is also open to a rent-to-own arrangement, creating a unique opportunity for buyers looking to invest in their future.

Perfectly positioned within walking distance to Saugerties' beloved restaurants, cafés, boutiques, art galleries, yoga studios, and local shops. Enjoy nearby attractions including the scenic Esopus Creek, the Hudson River waterfront, Saugerties Lighthouse, Cantine Memorial Complex, Falling Waters Preserve, and the popular HITS horse show grounds. Just minutes to Woodstock, Kingston, and the NYS Thruway, making this an ideal full-time residence, weekend retreat, or income-producing investment property.
Experience the charm, convenience, and community that make Saugerties one of the Hudson Valley's most sought-after destinations.

Features

  • Type: Single Family
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Unit
  • Style: Traditional
  • Year Built: 1902
  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fan(s)
  • Acreage: 8712
  • School District: Saugerties
  • Pet Policy: Yes
  • Appliances: Dishwasher, Free-Standing Gas Range, Microwave, Refrigerator, Washer/Dryer
  • Owner Pays: Electricity, Gas
  • MLS#: 20262165
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/20262165/21ulsteravenue_saugerties_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Amodio Real Estate & Prop

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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21 Ulster Avenue, #A, Saugerties, NY, 12477

$3,350

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $2,680 $2,680 $2,680
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $17 $17 $22
Total Monthly Payment $92 $92 $97

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.