58 Nancy Lane, Chester, NY, 10918 | $749,999

Price improvement! 3 beds with large bonus upstairs that could be used for sleeping! Wait until you see all this home has to offer! Perched atop the desirable Fieldcrest subdivision with sweeping panoramic views and unforgettable sunsets, this spectacular Colonial offers exceptional space, comfort, and versatility both inside and out. Set on 1. 3 picturesque acres, this beautifully maintained home is designed for everyday living and effortless entertaining. A charming oversized front porch overlooks the expansive front yard, creating the perfect place to relax and enjoy the scenery. The outdoor space continues with a fenced backyard featuring a new oversized Trex deck with a 20-year guarantee, an above-ground oval swimming pool with a new filter (2025), elevated garden/play area, storage shed, and newer paved driveway leading to the attached two-car garage. Inside, gleaming wood floors and recessed lighting flow throughout the main level. The sun-filled oversized dining room showcases a triple bay window and elegant chair rail molding. A spacious living room with a stunning stone fireplace creates a warm and inviting atmosphere, while the expansive family room offers endless possibilities for entertaining and daily living, complete with a pellet stove capable of heating the entire home and French doors connecting the living and family rooms. The beautifully appointed kitchen features granite countertops, abundant cabinetry and pantry storage, stainless steel appliances all under five years old, double ovens, tiled flooring, recessed lighting, and direct access to the backyard deck for seamless indoor-outdoor entertaining. Upstairs, the home offers three officially recognized bedrooms plus an additional finished bonus room ideal for a guest room, home office, nursery, or fourth sleeping area, providing flexible living options to fit a variety of needs. The spacious primary suite features an en-suite bath with a Jacuzzi soaking tub and separate shower, while the main hall bath includes a double vanity. Convenient second-floor laundry adds everyday practicality. Additional highlights include a walk-up attic offering exceptional storage, a full basement with future potential, central air with a 4-ton condenser unit just four years young, boiler and water heater approximately six years old, and appliances all under five years old. This impressive property truly offers room for everyone in one of the area’s most sought-after neighborhoods.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, In Hall, Washer Hookup
  • Style: Colonial
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Oil, Other
  • Cooling: Central Air
  • Basement: Full
  • Approx Sq. Feet: 2,718
  • Acreage: 1.3
  • Est. Taxes: $16,663
  • Lot Desc: Back Yard, Cleared, Corner Lot, Front Yard, Landscaped, Near Public Transit, Near School, Private, Views
  • View: City, Mountain(s), Neighborhood, Open, Panoramic
  • Elem. School: Chester Elementary School
  • Middle School: Chester Academy-Middle/High School
  • High School: Chester Academy-Middle/High School
  • School District: Chester
  • Pool: Above Ground, Fenced, Pool Cover, Vinyl
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Other, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 995624
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/995624/58nancylane_chester_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-928-9691

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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58 Nancy Lane, Chester, NY, 10918

$749,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,999 $599,999 $599,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $1,389 $1,389 $1,389
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,593 $3,788 $4,942
Total Monthly Payment $5,074 $5,269 $6,423

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.