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100% financing available to qualified buyers, creating an incredible opportunity to own with little to no money down while securing a home that already includes valuable upgrades including a NEW HVAC. No flood insurance required on this one either! Why wait months for new construction when you can step right into a quality-built home today? This charming one-story residence offers 3 bedrooms, 2 bathrooms, and a bright, open layout designed for easy everyday living and entertaining. Inside, natural light fills the inviting living spaces, creating a warm and welcoming feel from the moment you walk in. Thoughtfully designed with efficiency in mind, the home features fully paid-off solar panels to help keep utility costs low, along with a new HVAC system for long-term peace of mind. Step outside to your private backyard patio--perfect for grilling, relaxing, and enjoying the year-round coastal climate. The spacious 2-car garage offers plenty of room for vehicles, golf carts, and all your outdoor gear. Location is everything, and this home delivers. Just 15 miles from downtown Charleston, with easy access to MUSC, the College of Charleston, and West Ashley, you'll enjoy the perfect balance of quiet living and city convenience. For outdoor enthusiasts, you're only 1. 5 miles from Stono Ferry Golf Course and under 10 miles to both Bulow and Limehouse Boat Landings--putting golfing, boating, fishing, and waterfront adventures right at your fingertips. Whether you're looking for your first home, a coastal retreat, or a smart investment property, this one checks every box--affordable, energy-efficient, and ready now. Skip the wait. Step into value. Start living the Lowcountry lifestyle today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,844 | $2,425 |
| Total Monthly Payment | $1,873 | $1,919 | $2,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.