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8 POINSETTIA DRIVE, Ormond Beach, FL, 32176 | $365,000
Charming Ormond-by-the-Sea home just steps away from a traffic free beach. A newer roof installed in 2017. This inviting 3-bedroom, 1. 5-bath home offers a spacious living room, dining area, and a wide galley kitchen with a Café refrigerator. Throughout the home, you’ll find new light-colored wood plank tile, along with an office or den area, a large pantry, and a laundry space complete with a new washer and dryer. Thoughtful updates provide peace of mind, including a new septic tank and drain field in 2020, new plumbing and a new heat pump water heater in 2021, plus a new well pump for irrigation and a PVC privacy fence in 2022. The backyard is designed for relaxing and entertaining, featuring a patio, beautiful garden space, and an outdoor shower. Ideally located within walking distance to Tom Renick beachfront park, shopping, and dining, and just a short drive or walk to a large recreational park with picnic areas, trails, basketball, tennis, and a dog park right across from the beach walkway. Bike to the river for fishing, paddle boarding, and stunning sunsets. High and dry for added peace of mind, this cozy home has never flooded and does not require flood insurance. Square footage is from tax rolls; all MLS information is intended to be accurate but cannot be guaranteed.
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Garage
- Year Built: 1955
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,368
- Acreage: 0.16
- Est. Taxes: $5,731
- Appliances: Convection Oven, Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
- MLS#: FC318318
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/FC318318/8poinsettiadrive_ormondbeach_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS RLTY FL. PARTN Phone: 386-944-2800
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8 POINSETTIA DRIVE, Ormond Beach, FL, 32176
$365,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $478 | $478 | $478 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,822 | $2,384 |
| Total Monthly Payment | $2,302 | $2,375 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388