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**Highest and Best Offers due by end of day Tuesday May 12th, 2026** The original staircase sets the tone: turned wood banister, plastered walls, and a leaded glass window on the landing that's been catching afternoon light since 1921. This West Haven two-family carries the kind of architectural detail that new construction can't replicate: hardwood floors throughout both units, brick fireplaces in each living room, bay windows, high ceilings that give each room more air than the floor plan suggests, and a butler's pantry with original glass-front cabinetry. Both units are currently vacant. Each mirrors the other, with 5 rooms and 1, 392 square feet per floor, a fireplaced living room, bay windows, and hardwood floors throughout. 4 bedrooms total, 2 full baths, 10 rooms across 2, 784 square feet of living area. Utilities are fully independent: two gas boilers, two hot water heaters, two gas meters, and two electric panels. A third-floor half-story adds over 1, 300 square feet of unfinished space, framed and accessible, with real potential for additional living area subject to permitting. Full unfinished basement for storage below. Outside, a covered front porch, level 0. 23-acre lot, and a detached garage at the rear. Decades of family ownership, the structural bones of a 1921 build with room to update to current standards. Shore Line East commuter rail and West Haven's shoreline park are both within minutes.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $746 | $746 | $746 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,922 | $2,515 |
| Total Monthly Payment | $2,666 | $2,743 | $3,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.