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445 Budds Pond Road, Southold, NY, 11971 | $975,000
This light and bright three-bedroom, three-bath home in Willow Point has been thoughtfully cared for by its original owner since being built in 2003. Located just a few hundred yards from a sandy bay beach and featuring a privately owned deeded boat slip, the property offers meaningful water access rarely found at this price point. With its comfort, convenience, and true North Fork lifestyle amenities, this is a move-in-ready opportunity in a coveted waterside community. Inside, an open floor plan creates an easy flow between the main living spaces, while spacious bedrooms, abundant natural light, and an oversized garage add to the home’s everyday functionality. Outdoors, a large deck provides ample room for entertaining or relaxing after a day on the water. Ideally positioned between Greenport Village and Southold an surrounded by many of the North Fork’s best farm stands, wineries and restaurants, this is a move-in-ready opportunity in one of the region’s most desirable waterfront-adjacent communities.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 2003
- Garage: 1-car
- Heating: Baseboard
- Cooling: Central Air
- Basement: Crawl Space, Unfinished
- Approx Sq. Feet: 1,988
- Acreage: 0.38
- Est. Taxes: $9,742
- HOA Fee: $520 Annually
- Water Front: Yes
- Elem. School: Southold Elementary School
- Middle School: Southold Junior-Senior High School
- High School: Southold Junior-Senior High School
- School District: Southold
- Appliances: Dishwasher, Dryer, Oven, Range, Refrigerator, Washer, Gas Water Heater
- MLS#: 995779
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/995779/445buddspondroad_southold_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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445 Budds Pond Road, Southold, NY, 11971
$975,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $812 | $812 | $812 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,429 | $4,803 | $6,582 |
| Total Monthly Payment | $5,333 | $5,707 | $7,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535