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Welcome to this 1. 1 acre property on the North Shore, featuring a beautifully expanded ranch with 4 bedrooms, 3 full bathrooms in the heart of Miller Place. This inviting home offers a thoughtfully designed layout with a full dining room and a spacious family room highlighted by vaulted ceilings, wood paneled walls and ceiling, and a cozy wood burning fireplace. The updated kitchen is equipped with new quartz countertops, stainless steel energy star appliances, and propane gas for cooking. Just off the kitchen, the dining area opens to an expansive deck measuring approximately 18’4” x 42’2”, complete with a reverse gable covered section that provides generous shade perfect for outdoor entertaining. The primary bedroom features brand new wood flooring and a private en-suite bathroom, while two additional bedrooms are comfortably carpeted. A second full bathroom with a skylight adds brightness to the main level, which also includes a convenient washer and dryer. The finished lower level offers excellent flexibility, featuring a large recreation area, an additional bonus room, and a full bathroom, ideal for extended living with proper permits. Set on a private, tree lined property, the backyard includes an above ground pool and endless possibilities for outdoor enjoyment. Additional highlights include a large two car attached garage, fresh paint throughout, and major updates such as a new double walled oil tank, new oil burner, new hot water heater, and new fiber optic hookups. Make this amazing house your home!
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Our Executive Mortgage Banker:
$739,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $591,999 | $591,999 | $591,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $1,309 | $1,309 | $1,309 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,693 | $4,916 |
| Total Monthly Payment | $4,950 | $5,094 | $6,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.