224 YACHT HARBOR DRIVE, Palm Coast, FL, 32137 | $1,489,000

Welcome to 224 Yacht Harbor Drive, a stunning waterfront estate offering over 4, 100 square feet of refined coastal living space easily accessible by your very own elevator. Perfectly designed for both luxury and lifestyle, this expansive 5-bedroom, 4. 5-bath residence captures the essence of elegance just moments from the beach and steps to the marina. From the minute you step inside, you’re greeted by soaring spaces, natural light, and a seamless flow ideal for entertaining. The gourmet kitchen is a true showpiece, featuring premium Monogram appliances, granite counters, solid wood cabinets, generous prep space, and an effortless connection to the main living and dining areas. A well-appointed wet bar adds an extra layer of sophistication, perfect for hosting gatherings or unwinding at the end of the day. Designed to embrace its waterfront setting, the home boasts multiple balconies that offer serene water views and coastal breezes, creating the perfect backdrop for morning coffee or evening sunsets. The spacious primary suite serves as a private retreat with a generous walk-in closet, while additional bedrooms provide spread out comfort and flexibility for guests & family.
Step outside to your outdoor kitchen and envision the ultimate backyard oasis—with ample space to design and build your dream swimming pool. Whether entertaining or relaxing, this outdoor setting is ready to become your personal paradise featuring the most beautiful sunsets. This home offers an unmatched blend of luxury, tremendous detail, incredible upgrades, location, and lifestyle which is coastal living at its finest. Located within the waterfront marina community of Yacht Harbor Village, residents enjoy convenient access to the Intracoastal Waterway and are just moments from the community marina. The property is also located near two of the area’s well-known private club communities, Hammock Beach Resort and Hammock Dunes Club, offering nearby golf, beach, and social amenities through separate memberships. This distinctive property combines waterfront living, thoughtful design, and a location that captures the essence of the Intracoastal lifestyle. Vacant lot next door (#226) is available as well for ultimate space & privacy. (Don't forget to check out the video tour, floorplan, & upgrade sheet)

Features

  • Elevator: Y
  • Amenities: Optional Additional Fees
  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2007
  • Garage: 2-car Driveway, Garage Door Opener, Guest
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 4,135
  • Acreage: 0.11
  • Est. Taxes: $15,865
  • HOA Fee: $920 Quarterly
  • Lot Desc: City Lot, In County, Landscaped, Level, Near Marina
  • View: Water
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: FC318311
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /eprop/FC318311/224yachtharbordrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 5:39:05 AM)
Listing courtesy of Re/Max Select Professionals   Phone: 386-283-4966

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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224 YACHT HARBOR DRIVE, Palm Coast, FL, 32137

$1,489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,191,200 $1,191,200 $1,191,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,322 $1,322 $1,322
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,142 $7,334 $10,052
Total Monthly Payment $8,589 $8,781 $11,499

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.