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Discover the perfect blend of modern convenience and timeless design in the Poinsettia in Vero Lakes Estates, where a thoughtfully planned layout creates a natural flow from the foyer into the main living areas. Two bedrooms are positioned at the front for added privacy, while the owner's suite is tucked away at the back, featuring a spacious walk-in closet and a private bath with a dual vanity and walk-in shower. The open-concept kitchen is both stylish and functional, complete with stainless steel appliances, Shaker cabinets, laminate countertops, and a convenient pantry. It connects seamlessly to the dining nook and great room, creating a bright and welcoming space for everyday living and gatherings. Flush mount LED lighting enhances the main living areas, while Deako light switches add a modern touch throughout. Step outside through the sliding glass doors to the 10x20 patio, an ideal setting for relaxing or entertaining while enjoying Florida's year-round sunshine. The home also includes a two-car garage, hurricane shutters, and gutters, adding both convenience and peace of mind. Built with the ZIP System sheathing, this home brings an added layer of durability and weather protection. Interior finishes include 17x17 ceramic tile flooring in the kitchen, bathrooms, and laundry area, with carpet in the bedrooms for added comfort. The primary suite continues the home's cohesive design, while the guest bathroom features a tub/shower combination. Brushed nickel hardware throughout adds a polished, contemporary feel. Additional features include a centrally located laundry room and smart home elements designed to simplify daily living. With its clean design, functional layout, and well-appointed finishes, the Poinsettia delivers a comfortable and connected lifestyle in Vero Lakes Estates.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $33 | $33 | $33 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,354 | $1,389 | $1,826 |
| Total Monthly Payment | $1,462 | $1,497 | $1,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.