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Escape the ordinary and live every day connected to nature at beautiful Lake Quonnipaug. This charming brick ranch offers 2/3 bedrooms and 2 full baths, with a bright, open living and dining area that flows effortlessly to a lakeside deck. Expansive windows fill the home with natural light while framing stunning water views from every angle. The open kitchen features a new stainless steel refrigerator and induction stove with breakfast counter overlooking the beautiful stone Fireplace and hardwood floors. The lower level provides valuable additional living space, including a spacious family room, the second full bath, laundry utility room and a versatile extra room ideal for a home office, guest bedroom, or workout space, the possibilities are endless. All freshly painted. Step outside to the deck and follow the path down to the lake, creating the perfect setting for entertaining family and friends. Enjoy year-round recreation right outside your door. Swim, boat, or fish from your own beach area in the warmer months. Guilford is known for its spectacular green and vibrant community, you'll enjoy local events, charming restaurants, coffee shops, unique boutiques, a public town beach, lake beach, walking trails, and convenient grocery stores all nearby. Travel home each day through scenic farmland, where local farms offer fresh produce and goods that make everyday living feel simple and special. Make this your full-time residence or a weekend escape. Would consider a pet. No Smoking inside or outside. Require a 700+ credit score for all applicants over the age of 18. Previous landlords references if applicable, proof of lawful income with satisfactory income debt ratio including rent, utilities, credit cards, car loans, school loans and mortgages etc. REQUIRED TO HAVE RENTERS INSURANCE.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 9.3 x 11.8 | Main |
| Bedroom 2 | Ceiling Fan,Laminate Floor | 15.6 x 15.3 | Lower |
| Family Room | Balcony/Deck,Built-Ins,Ceiling Fan,Dry Bar,Fireplace,Laminate Floor | 24.4 x 24.8 | Lower |
| Kitchen | Beams,Breakfast Bar,Dining Area,Tile Floor | 16.0 x 18.1 | Main |
| Living Room | Balcony/Deck,Ceiling Fan,Combination Liv/Din Rm,Fireplace,Sliders,Hardwood Floor | 15.9 x 18.1 | Main |
| Primary Bedroom | Ceiling Fan,Walk-In Closet,Hardwood Floor | 11.1 x 15.3 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $2,880 | $2,880 | $2,880 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $18 | $18 | $24 |
| Total Monthly Payment | $93 | $93 | $99 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.