|
Location sets the tone here, and this one gets it right. Twenty minutes to NWS. Thirty to Joint Base Charleston. Downtown Summerville in about 25 minutes. And yet this home sits deep enough into an established neighborhood that it doesn't feel like any of that is close. Groceries are a literal walk away, along with the rest of what Goose Creek has to offer, but you'd never know it standing in the backyard. This end unit sits at the back of a quiet cul-de-sac in Persimmon Hill Townhomes, pressed up against protected woodlands with no rear neighbors. Across from the unit: more trees and a handful of guest parking spots just steps away. Privacy without having to search for it. Before you even step inside, the HOA structure is worth understanding. Dues here cover the pool, clubhouse, water, sewer, trash, exterior maintenance including the roof, and exterior insurance. You're responsible for the HVAC (replaced in 2018) and interior only! That's a meaningful distinction when you're running the numbers. The one-car garage is well maintained and flexible. Storage, a workshop, a hangout space. More than just a place to park. This is not something all of the homes in this neighborhood offer. Inside, the kitchen, dining, and living areas flow toward the back of the home and open directly into a true Carolina room with large screened windows that open, close, lock, and are fully screened. The foyer keeps things organized with a half bathroom, a coat closet, and a generous storage closet right at the entry. Upstairs, two primary suites anchor opposite ends of the second floor, separated by a laundry closet in the hallway. Both are generously sized with plenty of natural light, walk-in closets, and shower-tub combos. The front suite features a built-in bench area and wooded views toward the street. The rear suite delivers a full, unobstructed wooded view that makes the room feel like it belongs somewhere far more expensive. $249, 000. This one covers a lot of ground for that number.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,243 | $1,641 |
| Total Monthly Payment | $1,268 | $1,318 | $1,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.