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Back on market home in Harbor Hills of Palm Harbor, where comfort, style and convenience converge in a stunning 3-bedroom, 2-bathroom poolside retreat. Nestled in a charming , small neighborhood zoned with top-rated schools, this thoughtfully designed home offers the perfect blend of elegance and functionality. Step inside to a warm welcome from the formal dining and living rooms, where natural light pours in, highlighting a sparkling view of the private pool. The heart of the home is the open-concept kitchen, featuring stainless-steel appliances, including a 2023 refrigerator. Perfect for both everyday meals and entertaining, the kitchen seamlessly connects to the cozy family room, where sliding doors open to a spacious lanai, creating effortless indoor-outdoor living. A charming breakfast nook with matching cabinetry adds extra storage and style. Designed with gatherings in mind, this home shines! The master suite, privately tucked away, boasts a walk-in closet and a luxurious en-suite bathroom with dual sinks, a walk-in shower, and a walk-in closet. On the opposite side, two well-appointed guest bedrooms share a beautifully updated bathroom with a tub-shower combo. Outside, the screened pool deck and extended covered lanai invite relaxation, while fire pit sets the stage for memorable evenings under the stars. Updated landscaping and mature shade palms create a cool, inviting fenced yard, perfect for enjoying Florida’s sunny days. This home is loaded with upgrades: vaulted ceilings, plantation shutters, a 2020 HVAC system, a 2015 pool pump and filter, a 2023 microwave and a washer and dryer that convey with the sale. The original shingle roof will be replaced before closing. Pool with gas heater. Located in No Flood Zone X ( FEMA’s current flood map) and a non-evacuation zone ( Pinellas County), this home offers peace of mind. (elevation of 56 feet-Never flood) Affordable Insurance with Huracan cover $ 3. 200 /year. Perfectly situated, you’re just minutes from the vibrant Sponge Docks in Tarpon Springs, Honeymoon Island Beach, and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, brimming with dining, shopping, and entertainment. Outdoor lovers will enjoy nearby parks, the Pinellas Trail, and pristine beaches, while commuters will appreciate 30 minutes access to Tampa International Airport and Clearwater Beach. Embrace the relaxed Florida lifestyle with all the modern comforts—this Harbor Hills gem is ready to welcome you home!
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Our Executive Mortgage Banker:
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$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $268 | $268 | $268 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,611 | $2,720 | $3,591 |
| Total Monthly Payment | $2,971 | $3,080 | $3,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.