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Welcome to 48 Waldo Street, a charming and spacious two-family home located in the highly desirable Oak Hill neighborhood of Pawtucket. Built in 1905, this property beautifully blends classic character with some modern updates, offering exceptional versatility for both owner-occupants and investors alike. Each unit is generously sized. The first floor boasts oversized windows, highlighting the home's timeless appeal along with a bright, recently remodeled kitchen. The living room and dining room are an open concept with high ceilings and a cozy fireplace adding warmth and charm. Upstairs features three bedrooms with a deck off the primary, a cedar closet and one and a half baths. The second-floor unit offers two well-proportioned bedrooms , an office/exercise area all privately set on the 2nd floor and a full bath, creating a comfortable and inviting living space. Adding even more value is the fully finished lower level with its own private entrance ideal for extended family, guest accommodations, or potential in-law setup. The exterior low-maintenance vinyl siding, a fenced-in backyard perfect for relaxing or entertaining, mature landscaping and walk ways with off-street parking for three vehicles. This property offers easy access to local amenities, shopping, dining, and major routes, including the train making it an excellent opportunity in a prime location. Don't miss your chance to own a property that combines charm, space, and income potential.
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$645,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $490 | $490 | $490 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,177 | $3,304 | $4,320 |
| Total Monthly Payment | $3,759 | $3,886 | $4,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.