1807 N CENTRAL AVENUE, Flagler Beach, FL, 32136 | $1,299,900

Step into a rare blend of Old Florida charm and modern coastal luxury in this extensively improved three-story Flagler Beach pool home. Showcasing sweeping views of both the Atlantic Ocean and the Intracoastal Waterway, this 5-bedroom, 4-bathroom estate delivers a lifestyle defined by elegance, comfort, and refined design.
From the moment you enter, the home reveals its distinctive character—classic shiplap detailing and architectural touches that evoke a relaxed coastal cottage aesthetic, seamlessly paired with modern furnishings, designer lighting, upscale and smart home finishes. The result is a home that feels both timeless and effortlessly sophisticated.
Sunlight pours through expansive windows and etched glass French doors, highlighting hardwood floors upstairs, ceramic tile, and open inviting spaces throughout. The top two levels offer screened-in porches, perfect for capturing ocean breezes by day and stunning Intracoastal sunsets by evening. Designed for both entertaining and everyday luxury, the outdoor living experience is unmatched. Enjoy a brand-new custom heated and chilled pool (2025), a private outdoor shower, and a thoughtfully designed dog run (don't forget Flagler's "dog friendly" beaches), all complemented by a new retaining wall for added peace of mind. Also, surrounded by newly placed tropical style landscape.
With generous storage throughout and a layout that balances openness with privacy, this home is ideal as a primary residence, luxury beach retreat, or high-end investment property. Complete with a whole house generator and propane tanks, to provide confidence with rare power outages. Also, noted storm shutters for added stress free living.
This is more than a home—it’s a coastal sanctuary where classic Florida style meets modern sophistication. This home is located in a golf cart friendly community where residence can easily cruise to nearby restaurants, cafes and boutique shops. Enjoy the relaxed coastal lifestyle with everyday conveniences dining and entertainment just a short distance away. All within the charm of Flagler Beach's small, laid back atmosphere.
This is a rare opportunity to own a move-in ready home with extensive upgrades in desirable Flagler Beach. "If you're lucky enough to live in Flagler Beach then you're lucky enough. " If you're lucky enough to live in this house in Flagler Beach then you're winning life.

Features

  • Rooms: 4
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Laundry Room
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,976
  • Acreage: 0.36
  • Est. Taxes: $19,726
  • Pool: In Ground, Outside Bath Access, Salt Water, Tile
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC318343
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/FC318343/1807ncentralavenue_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 4:08:17 AM)
Listing courtesy of STILES REAL ESTATE CO.   Phone: 386-320-5530

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1807 N CENTRAL AVENUE, Flagler Beach, FL, 32136

$1,299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,039,920 $1,039,920 $1,039,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $1,644 $1,644 $1,644
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,319 $6,488 $8,846
Total Monthly Payment $8,088 $8,257 $10,615

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.