Welcome Home! Nestled on a quiet residential street in Naugatuck, this beautifully maintained ranch offers the ease of one-level living with the bonus of thoughtfully finished space below. Step inside to a bright, airy main level featuring vaulted ceilings and an inviting semi-open floor plan. The sun-filled living room, complete with a cozy fireplace, flows seamlessly into the updated eat-in kitchen-featuring modern finishes, a dishwasher, and plenty of natural light, making it the perfect space for both everyday living and entertaining. The main level includes three generously sized bedrooms and a tastefully updated full bathroom with a tiled shower enclosure and double-sink vanity, offering both style and functionality. Downstairs, the finished lower level expands your living space with a large fourth bedroom, an additional full bathroom, and a spacious recreation room with an attached playroom-ideal for a home office, gym, or entertainment area. Outside, enjoy a pleasant yard and a low-maintenance Trex deck, perfect for relaxing or hosting gatherings. An attached garage provides added convenience and storage. Recent updates-including a new roof, new oil tank, newer furnace, updated kitchen, and renovated bathroom-offer peace of mind and added value. Competitively priced and move-in ready, this versatile home is a standout opportunity in today's Naugatuck market.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Bedroom 3 | Lower |
| Eat-In Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
| Rec/Play Room | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $645 | $645 | $645 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,020 | $2,071 | $2,724 |
| Total Monthly Payment | $2,740 | $2,791 | $3,444 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.