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Welcome home to this beautifully upgraded, like-new Treaty Oaks KB Home offering the perfect blend of comfort, style, and location! This spacious 4-bedroom, 2-bath home backs up to a peaceful wooded preserve, creating a private backyard retreat with one of the largest lots in the neighborhood. Enjoy being just a short walk to the community pool, fitness center, and playground in this highly active and desirable community with access to Treaty Park. Inside, you’ll find gorgeous luxury vinyl plank flooring, soaring vaulted ceilings, quartz countertops throughout, a farmhouse sink, custom wainscoting at the entry, and stylish shiplap accents in the bathroom. The open-concept kitchen is perfect for entertaining, and the kitchen island will remain with the home. Spacious rooms throughout. The spacious owner’s suite features a relaxing garden tub and separate shower for a true luxury feel. Step outside to your own private oasis featuring a fully fenced backyard, plenty of room for pets, and a brand-new 14x30 lanai with a hot tub included — the perfect place to unwind after a long day. Fresh light-colored interior paint gives the home a bright, modern feel throughout. The sellers will also consider selling the home furnished, making this an incredible move-in-ready opportunity. Perfectly located in central St. Augustine, you’re only 15 minutes to historic downtown, restaurants, shopping, and the beaches, with quick access to I-95 just 5 minutes away for an easy commute. This home truly has it all!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$489,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,920 | $391,920 | $391,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $412 | $412 | $412 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,413 | $2,477 | $3,255 |
| Total Monthly Payment | $2,900 | $2,964 | $3,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.