2300 FRONT Street, #400, Melbourne, FL, 32901 | $2,200,000

Set atop a privately gated island along the Intracoastal river, this south-facing waterfront penthouse occupies the premier position within an intimate six-residence luxury building. Rather than rising above the water like a high-rise, the residence sits at a height that keeps daily life closely connected to the river below, creating an immersive waterfront experience defined by movement, light, and nature. From its elevated vantage point, water and sky unfold in every direction as sunlight moves through the residence from morning through evening. A 150-foot wraparound terrace extends the living space outward, placing the river, passing wildlife, and boating activity directly into view. The setting offers a sense of escape while remaining grounded and livable. Spanning approx. 4, 100 square feet, the penthouse lives with the scale, comfort, and presence of a true residence, equally well suited as a primary home or a refined secondary retreat.

Features

  • Parking: Additional Parking, Assigned, Covered, Electric Vehicle Charging Station(s), Garage, Garage Door Opener, Gated, Secured, Other
  • Heating: Central
  • Cooling: Central Air, Multi Units
  • Amenities: Pool, Boat Dock, Boat Slip, Car Wash Area, Elevator(s), Gated, Maintenance Grounds, Storage, WaterFishing, Gated
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: In Unit
  • Complex: Four Winds
  • Year Built: 2006
  • Common Charge: $1,700 Monthly
  • Approx Sq. Feet: 4,104
  • Acreage: 1.03
  • Est. Taxes: $26,074
  • View: Bridge(s), City, Intracoastal, Pool, River, Water
  • Water Front: Yes
  • Elem. School: University Park
  • Middle School: Hoover
  • High School: Melbourne
  • Appliances: Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Wine Cooler
  • MLS#: 2143787
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/2143787/2300frontstreet_melbourne_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2300 FRONT Street, #400, Melbourne, FL, 32901

$2,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,760,000 $1,760,000 $1,760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.411% 6.487% 6.309%
Monthly Tax Payment $2,173 $2,173 $2,173
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,694 $10,980 $14,971
Total Monthly Payment $12,992 $13,278 $17,269

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.