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Classic 1940s Cape full of character, offering a seamless blend of vintage charm and contemporary livability set on a quaint neighborhood road. Well-scaled interiors showcase original details alongside thoughtful improvements throughout. The updated kitchen is generous in size and design--ideal for everyday living, cooking, and dining--flowing easily into the backyard and a welcoming living room centered with a brick fireplace.
The home's versatile floor plan provides flexibility to suit a range of lifestyles, with four bedrooms including a main-level primary. The second bedroom downstairs can easily function as a guest bedroom, office, studio or den, depending on your needs. A closet in the upstairs hallway could potentially be converted into a half bath. . .
The property includes a detached two-car garage and a spacious yard with endless potential.
Conveniently located less than a mile from Catskill's Main Street and just 10 minutes to Hudson and Amtrak, this home combines accessibility with a quiet, residential setting. A timeless property with exceptional versatility in a prime location.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,665 | $2,177 |
| Total Monthly Payment | $1,942 | $2,006 | $2,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.