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Welcome to your tranquil retreat just minutes from the vibrant Spanish Springs Town Square in The Village of El Cortez. This spacious Monterey designer home, with its versatile design and charm, beckons you to explore its many facets. It's not just a home; it’s an invitation to enjoy a lifestyle abundant with comfort and convenience.
Before we get to the interior, this home is just as impressive on the outside. The 2022 Roof provides up front savings & a big box checked on your list. A painted driveway and screened garage add convenience, while the epoxy-finished front porch offers a cozy spot to unwind. When it’s time to entertain, the rear epoxy slab provides the ideal backdrop for outdoor picnics and casual get-togethers. Simple landscaping pulls the overall look together with lovely brick facade.
Coming into this home, you're greeted by an airy, formal entry flanked with elegant columns, setting the tone for what’s to come. The generous living spaces flow seamlessly, enhanced by vaulted ceilings that create a sense of openness and light throughout. This layout effortlessly caters to both intimate gatherings and larger get-togethers, with ample space for everyone.
The heart of this home, the kitchen, is updated with a modern touch. Refined white cabinets and quartz countertops bring elegance and functionality, perfectly paired with stainless steel appliances. It's not about being a chef's dream, but rather a space where every meal is prepared with ease and style. Complementing this is the open dining space, perfect for enjoying meals with friends and family alike.
At the back of the home, the Florida Room is designed for versatility, with its own climate control mini-split unit ensuring comfort throughout the year. Whether you use it as an office, a hobby space, additional bedroom, or a serene reading nook, it provides space & privacy whenever needed.
Location is truly the centerpiece of this property. Heading down Avenida Central brings you to a wealth of conveniences - shopping centers, healthcare facilities, and a plethora of dining options. And with no bond or maintenance assessment, you can savor those extra financial savings in this highly sought-after area.
Sustainability features like solar tubes ensure natural light brightens your days, while recent updates including the wood-look porcelain tile flooring, smart thermostat & 2023 HVAC enhance efficiency and peace of mind. Additionally, security enhancements like the RING doorbell and electronic lock integrate modern technology seamlessly into your daily routine.
This home's community boasts vibrant social opportunities. Designed for those seeking an active retired lifestyle, the neighborhood offers easy access to golf courses, pool facilities, and various social clubs, inviting you to be as involved as you choose in this thriving locale.
If you're considering a retirement retreat, an investment, or a part-time residence in a dynamic community, this home promises a fulfilling future. It's a property that harmonizes comfort, location, and opportunity, waiting for you to create your new story. Be sure to come by to take a look at this wonderfully well rounded home : -)
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Our Executive Mortgage Banker:
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,677 | $1,747 | $2,306 |
| Total Monthly Payment | $2,165 | $2,235 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.