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15024 SPANISH POINT DRIVE, Port Charlotte, FL, 33981 | $950,000
Tucked behind the gates of Harbor West, this exceptional waterfront residence delivers the kind of Southwest Florida lifestyle most buyers spend years searching for. Built in 2020 and positioned on an oversized canal-front homesite with direct Gulf access, this custom-designed 4-bedroom, 2. 5-bath home blends modern coastal luxury with true boating convenience. From the moment you enter, the attention to detail is unmistakable — soaring ceilings, crown molding, coffered and tray ceiling accents, designer finishes, expansive impact windows, and an open split-bedroom floorplan designed to maximize both privacy and water views.
The heart of the home is a beautifully appointed chef’s kitchen overlooking the spacious great room and waterfront backdrop, complete with premium appliances, custom cabinetry, wine refrigeration, and generous entertaining space. Large sliding glass doors create seamless indoor-outdoor living, allowing the main living areas to flow effortlessly toward the lanai and waterfront setting. Whether hosting guests, enjoying sunset dinners, or heading out for a day on the water, this property was designed around the Florida coastal lifestyle.
The oversized 3-car garage provides ample room for vehicles, storage, and recreational equipment, while the spacious lot offers a level of openness and privacy rarely found in newer waterfront communities. Enjoy quick boating access to Charlotte Harbor and the Gulf, with world-class fishing, island hopping, waterfront dining, and the beaches of Boca Grande all nearby.
Harbor West is one of the area’s most desirable gated waterfront communities, offering a peaceful residential atmosphere while remaining conveniently close to shopping, restaurants, golf courses, marinas, and everyday amenities. HOA permits leasing with 30-day minimum terms, making this property attractive both as a primary residence and as a potential seasonal or investment property.
A rare opportunity to own a newer luxury waterfront home that combines quality construction, elegant finishes, Gulf-access boating, and an unbeatable coastal location.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Year Built: 2020
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,374
- Acreage: 0.32
- Est. Taxes: $11,174
- HOA Fee: $737 Quarterly
- Water Front: Yes
- Elem. School: Vineland Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
- Pool: In Ground
- Pet Policy: Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Freezer, Microwave, Refrigerator
- MLS#: C7525859
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/C7525859/15024spanishpointdrive_portcharlotte_fl?source=qrflyer
Listing courtesy of Realty Hub Phone: 407-900-1001
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15024 SPANISH POINT DRIVE, Port Charlotte, FL, 33981
$950,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $760,000 | $760,000 | $760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.247% | 6.183% |
| Monthly Tax Payment | $931 | $931 | $931 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,496 | $4,618 | $6,413 |
| Total Monthly Payment | $5,519 | $5,641 | $7,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388