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One or more photo(s) has been virtually staged. Welcome to 10197 44th St. N. A place where comfort meets opportunity in The Mainlands of Tamarac. In this established and beloved 55+ community, a two-car garage on a corner lot is genuinely uncommon — and this 1, 705 square foot, 2-bedroom, 2-bathroom home offers exactly that. The residence is comfortable and move-in ready. Its design reflects an earlier era, and it is priced accordingly — meaning the next owner arrives with options rather than obligations. Update at your leisure, or simply settle in and enjoy the considerable value this home already delivers. The floor plan is thoughtfully proportioned: a formal living room alongside an expansive family room creates natural space for different rhythms of daily life. One of the most compelling aspects of this home is the remarkable peace of mind that comes with it. The HOA shoulders an impressive list of responsibilities that, in most communities, would rest entirely on the homeowner: roof replacement and maintenance, exterior painting, lawn care, the sprinkler system, cable television, internet, water, sewer, trash, and pool maintenance. Read that list again slowly — because it represents thousands of dollars annually that simply disappear from your worry list. The HVAC was installed in 2020 , meaning the home's essential systems are genuinely sound. Including updated windows.
The second garage bay deserves its own mention. Whether it becomes a home for the golf cart, a proper workshop, or the kind of organized storage that makes daily life run smoothly, that extra space proves its worth time and again. Step beyond your front door and the community reveals itself. The heated pool, recreation hall, and shuffleboard courts are a pleasant walk from home — as is the clubhouse, where neighbors become friends over a full calendar of social events. The Mainlands Golf Course sits right at your doorstep. Mayor's Park at Freedom Lake offers a beautiful natural retreat just moments away. Pets are warmly welcome here. And when the wider world calls, Gulf Coast beaches, premier shopping, and Tampa International Airport are all within easy reach.
This is the kind of community where the amenities are genuinely lived in — and the lifestyle is genuinely earned.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $537 | $537 | $537 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,439 | $1,497 | $1,993 |
| Total Monthly Payment | $2,051 | $2,109 | $2,605 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.