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Hampton Bays Home with Coastal Charm Welcome to your next Hamptons retreat. This Hampton Bays home blends coastal charm with everyday comfort and a relaxed, inviting atmosphere. Conveniently located approximately one mile from the bay, this ranch-style home offers four bedrooms and two full bathrooms, along with a thoughtful balance of style, functionality, and ease. Set on a private, landscaped lot, the home features a bright, open layout designed for both relaxing and entertaining. The eat-in kitchen is equipped with stainless-steel appliances and flows seamlessly into a dedicated dining area, while the sun-filled living room provides a warm and welcoming central space. The outdoor area is designed for enjoyment, featuring a fenced backyard, in-ground pool, spacious patio, and mature landscaping-creating a setting ideal for entertaining or unwinding. A standout feature is access to a community beach club, offering a clubhouse, tennis courts, pool, and beach access, available for an annual fee. Conveniently located near local amenities, dining, shopping, and recreational opportunities, this property presents an opportunity for year-round living or seasonal use in Hampton Bays.
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Our Executive Mortgage Banker:
$1,195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $956,000 | $956,000 | $956,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $616 | $616 | $616 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,428 | $5,886 | $8,067 |
| Total Monthly Payment | $6,169 | $6,627 | $8,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.