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Captivated by the lure of the country? Surrounded by incredible mountain vista views and lush fields, this is the kind of property that makes you realize that it is often the small details of thoughtful design that make a home truly special. In 2015 the homestead was gutted to the studs, expanded, and reimagined. Every window has INCREDIBLE views! High-end materials were used in the construction to create an energy-efficient home and a landscape to enjoy the outdoors in the heavenly warmer months. It is everything you dream of in a quality build, Idyllic setting, yet only 25 minutes to the main city hubs of Utica and Rome, and minutes to the Adirondack Park. Pulling up to the homestead, the home looks to be a superbly well maintained 100 plus year old home. . . but. . . with only the very best of construction materials. A standing seam roof, high end replacement windows, Hardie board siding. . . to start! Entering, you will be enveloped by the warmth of a space that has been well cared for and lovingly designed. Modern 'open floor' plan of living, kitchen and dining space allow for large scale gatherings. Two year old appliances. Custom cabinetry in the kitchen with a pellet stove to center the space. Convenient half bath on the main level. A HUGE bonus for most living situations is a main level primary suite! Cool multi jet steam shower installed in the en suite bathroom. The show stopper though, is the super large living room with panoramic window views of the mountains. Soaring ceilings with highlighted beams and a separate area built specially to create an intimate reading space or. . . to set that telescope and observe the heavens without the intrusion of ambient city light. Off the kitchen is a comfortable screen room porch and Past the screened porch is the super sized 3 stall garage. The basement is fully spray foamed and dry! The second level will not disappoint! An open family room area greets you at the landing. Three bedrooms and full bath complete the second level. With calming color palettes, wood plank flooring, natural wood beams, the home feels more like a retreat. . . . a beautiful place to call home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $623 | $623 | $623 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,216 | $2,334 | $3,013 |
| Total Monthly Payment | $2,914 | $3,032 | $3,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.