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Exceptional opportunity to own this meticulously maintained 3 bedroom, 1. 5 bath ranch within walking distance to Crystal Lake. Constructed with durable 2x6 framing, this home showcases numerous quality upgrades, including substantial attic insulation, radiant heat & a newer Epitome foundation (2021) designed for optimal energy efficiency that features 6" insulated exterior walls. Enjoy a well-designed main level with a fully applianced eat-in kitchen, breakfast bar & easy access to a composite deck, creating the perfect setting for enjoying those warm summer evenings outdoors. Updated windows throughout, including a newer picture window (2020). . allowing for abundant natural light. A sun-filled sunroom (2021) provides the perfect extension of living space, while the finished lower level, with a new sliding glass door. . adds versatility for a family rm, home office, or rec room. Outdoor features include a composite deck overlooking beautifully maintained landscaping with fruit trees, offering both privacy and charm. Additional improvements include a newer roof (2020) & gutters with leaf guards (2020) for ease of maintenance. The garage is currently configured as an oversized 1-car but was originally designed as a 2 car & can easily be converted back. Additional street parking provides convenience for visitors. This home truly offers the perfect blend of quality construction, thoughtful upgrades & an unbeatable location. . nothing to do but move in & enjoy all it has to offer!! Enjoy added peace of mind with a transferable warranty on the sunroom, along with a 15-year transferable warranty on the foundation. Propane (leased) is used for oven/range. **HIGHEST AND BEST DEADLINE FOR MONDAY 5/11 AT 7: 00PM**
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Bedroom 2 | Wall/Wall Carpet | Main |
| Family Room | Vinyl Floor | Lower |
| Kitchen | Breakfast Bar,Vinyl Floor | Main |
| Living Room | Vinyl Floor | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
| Sun Room | Skylight,Ceiling Fan | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,536 | $2,008 |
| Total Monthly Payment | $1,953 | $2,012 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.