16 FLORENCE COURT, Palm Coast, FL, 32137 | $1,380,000

Welcome to a rare waterfront masterpiece at 16 Florence Ct, perfectly positioned on an expansive tip lot offering approximately 248 feet of saltwater canal frontage with quick access to the Intracoastal Waterway in just minutes.
This exceptional coastal retreat spans over 4, 000 square feet and features 6 spacious bedrooms and 4. 5 bathrooms, thoughtfully designed to capture breathtaking water views from nearly every room. From the moment you enter, you are greeted with light-filled living spaces and panoramic waterfront scenery that defines true Florida luxury living.
Step outside to your private outdoor oasis, where a screened-in pool and lanai create the perfect setting for both relaxation and entertaining. Enjoy peaceful mornings watching dolphins glide through the canal, and unwind in the evenings with stunning sunset reflections over the water from the expansive second-floor balcony.
Boating enthusiasts will appreciate the multiple boat basins and private dock, along with a 6, 000 lb boat lift, making this a dream location for those seeking effortless access to the Intracoastal.
Recent upgrades provide peace of mind and modern comfort, including:
New roof
New HVAC system
New water heater
New dishwasher
New pool pump
New circular paver driveway
New Beautiful Porcelain Flooring on the first floor
New security system with cameras Adding even more value, high-end furnishings are negotiable, and a 25-foot boat (accommodating up to 14 passengers) may also be included, offering a true turnkey waterfront lifestyle.
Whether you’re searching for a full-time residence, a luxurious vacation home, or a high-performing investment opportunity, this property offers an unmatched combination of location, space, and lifestyle.
This is more than a home—it’s a waterfront experience. Opportunities like this are truly rare.

Features

  • Rooms: 5
  • Bedrooms: 6
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2007
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 4,084
  • Acreage: 0.33
  • Est. Taxes: $10,451
  • Water Front: Yes
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: In Ground
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Water Filtration System
  • MLS#: FC318251
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/FC318251/16florencecourt_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 7:47:09 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16 FLORENCE COURT, Palm Coast, FL, 32137

$1,380,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,104,000 $1,104,000 $1,104,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $871 $871 $871
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,619 $6,798 $9,316
Total Monthly Payment $7,615 $7,794 $10,312

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.