5084 WHITE AVENUE, Port Charlotte, FL, 33981 | $245,000

This adorable and affordable property boasts a fresh paint job inside and out, brand new 2026 water heater, 2023 ROOF & WHOLE HOME HURRICANE SHUTTERS! Whether you’re stepping into homeownership, securing a seasonal escape, or adding to your portfolio, this one checks the boxes at a price that makes sense and with room to make it your own. VOLUME CEILINGS in the main living area create an airy, open feel, while the layout flows seamlessly from the living and dining space to the EXPANSIVE 14x30 SCREENED & ENCLOSED LANAI. It’s shaded, private, and framed by peaceful and mature tree views — your new favorite spot for morning coffee or easy entertaining. The SPLIT FLOOR PLAN offers privacy where it matters. The primary suite features a surprisingly spacious WALK-IN CLOSET and EN-SUITE BATH, while the two guest bedrooms are generously sized with ample storage and share a well-appointed hall bath. OPTIONAL HOA membership unlocks WATER & BOAT ACCESS to the MYAKKA RIVER, CHARLOTTE HARBOR, and the GULF a few streets away — all while being located in an “X” FLOOD ZONE which does not require flood insurance. NO DEED RESTRICTIONS EITHER maintains freedom to do as you please on this OVERSIZED CORNER LOT. That’s a rare combination and real value. Other community features include the waterfront park with benches, pavilions and a playground along with trail access into the expansive Myakka State Park for biking and walking! Everyday conveniences like Publix, gas, banks and more are just 5 minutes away with a multitude of Gulf beaches, golf courses, marinas and state parks within 10 miles. Call today!

Features

  • Amenities: Park, Playground
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1997
  • Garage: 2-car Boat, Driveway, Garage Door Opener, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,212
  • Acreage: 0.31
  • Est. Taxes: $4,054
  • Lot Desc: Corner Lot, In County, Near Golf Course, Near Marina, Oversized Lot
  • View: Trees/Woods
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: D6145982
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/D6145982/5084whiteavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 2:49:56 AM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5084 WHITE AVENUE, Port Charlotte, FL, 33981

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $338 $338 $338
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,174 $1,223 $1,615
Total Monthly Payment $1,587 $1,636 $2,028

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.