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Experience coastal living at its finest in this beautifully updated 3-bedroom, 2. 5-bathroom condo located in the desirable Surf Club II community within Matanzas Shores, Palm Coast, Florida. This spacious 1, 640 sq. ft. first-floor unit offers easy access to the beach, pool, and all community amenities. It features thoughtful custom updates throughout, including solid surface counters, solid wood cabinets, ceiling fans, a primary bedroom on the main level with a walk-in closet, and modern finishes. Enjoy partial ocean views and the soothing sounds of the Atlantic from this quiet stretch of A1A. The unit is available for lease either FURNISHED or UNFURNISHED, includes two parking spaces (garage plus one additional), and has the convenience of an on-site manager. No pets are allowed. Matanzas Shores is a gated, oceanfront master-planned community offering an exceptional array of amenities. Residents enjoy direct private beach access with walkovers, multiple pools (including heated options in Surf Club II), hot tubs, a beachfront clubhouse with a large pool and cabana, tennis courts, pickleball courts, a fitness center, shuffleboard, bocce ball, and more. Additional highlights include Intracoastal Waterway access with a fishing pier, kayak storage, and boat facilities, along with walking/biking paths, 24-hour gated security, and beautifully maintained grounds. Located in a prime position along Florida’s coast, the property is approximately 25 miles south of St. Augustine (about a 30-40 minute drive), where you can explore historic sites, shops, and restaurants. It is also roughly 25-30 miles north of Daytona Beach (30-45 minute drive), known for its vibrant beaches, racing events, and entertainment options. Palm Coast itself provides a relaxed coastal lifestyle with convenient access to shopping, dining, and parks. This unit offers the perfect blend of space, comfort, and resort-style living in a secure, amenity-rich beachside community. Contact me today to schedule a showing or for more leasing details!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,240 | $2,240 | $2,240 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $14 | $14 | $19 |
| Total Monthly Payment | $89 | $89 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.