13400 74TH AVENUE, Seminole, FL, 33776 | $729,900

Under contract-accepting backup offers. Located in the highly desirable Harbor View neighborhood, this elevated 4-bedroom, 2-bath home offers over 2, 430 heated square feet of updated living space, privacy, and character just minutes from the Gulf beaches. Surrounded by immaculate landscaping and mature greenery, the shaded courtyard and inviting entry set the tone for the warm, secluded, and tranquil feel found throughout the property.

Inside, soaring cathedral ceilings, elevated windows, and an open floor plan fill the home with natural light and provide an inviting space for both everyday living and entertaining. The updated kitchen features wood cabinetry, granite countertops, a stone backsplash, and a gas range.

The main living level includes three spacious bedrooms, a beautifully updated full bath, and an oversized laundry room. Privately positioned upstairs, the primary suite offers a peaceful retreat with wooded views and added separation from the main living areas.

The lower level provides exceptional bonus space not included in uninsurable square footage, ideal for a home gym, office, game room, workshop, craft room, or additional storage.

Parking and storage are a standout, featuring an oversized garage, a carport ideal for golf cart parking in this golf cart-friendly neighborhood, plus additional space for RV parking, a boat, trailer, or extra vehicles.

Recent improvements include fresh exterior paint (2026), new turf (2026), a beautifully updated bathroom remodel (2025), a 2023 HVAC update with a split-system design for enhanced comfort and efficiency, an updated electrical panel (2023), stamped concrete patio (2021), vinyl fencing (2019), a composite deck upgrade (2018), Anderson Level 3 impact windows and doors (2016), and a metal roof (2016).

Offering the perfect blend of privacy, character, and coastal convenience, this exceptional property is a rare opportunity in one of Seminole’s most sought-after neighborhoods.

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 60 x 117
  • Laundry: Laundry Room
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,010
  • Acreage: 0.16
  • Lot Size: 60 x 117
  • Est. Taxes: $5,193
  • Lot Desc: Corner Lot, Landscaped, Unincorporated
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Appliances: Dishwasher, Microwave, Refrigerator, Water Softener
  • MLS#: TB8505426
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8505426/1340074thavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 8:47:08 AM)
Listing courtesy of BEACH & BAY REALTY LLC   Phone: 727-595-0366

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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13400 74TH AVENUE, Seminole, FL, 33776

$729,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,920 $583,920 $583,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $433 $433 $433
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,548 $3,687 $4,849
Total Monthly Payment $4,073 $4,212 $5,374

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.