8960 SW 32ND TERRACE, Ocala, FL, 34476 | $169,900

Why wait for renovations when it's already done? This move-in ready 3-bedroom, 2-bath home offers major system updates, quality 2x6 construction, and an abundance of storage, all in a convenient location with easy access to I-75.

Big-ticket improvements have already been completed, including a 2025 HVAC system, 2024 water heater, 2023 bladder tank, 2010 metal roof, and septic system pumped in February 2026, allowing you to move in with confidence.

Step inside to an open floor plan designed for both everyday living and entertaining. The spacious kitchen features abundant cabinetry with adjustable shelving, generous counter space, a center island with built-in table seating, a breakfast nook, and a dry bar. The adjoining living room is enhanced by Bose surround sound, creating the perfect space for movie nights, game days, and gatherings with family and friends.

The primary suite offers a relaxing retreat complete with a garden tub, separate shower, double vanity, and walk-in closet. Every bedroom features its own walk-in closet, a rare and highly desirable feature that provides exceptional storage throughout the home.

Additional upgrades include, tile flooring, crown molding, marble window sills, luxury vinyl flooring in the foyer and breakfast nook, updated lighting fixtures, new blinds, new smoke detectors, fresh paint, and two new toilets.

Outside, fresh landscaping enhances the curb appeal while a 12x12 concrete slab is ready for a future hot tub, gazebo, outdoor kitchen, or entertaining space.

Combining quality construction, extensive updates, abundant storage, and move-in ready convenience, this home offers exceptional value and is ready for its next owner to enjoy from day one.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 97.5 x 80
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1999
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,620
  • Acreage: 0.18
  • Lot Size: 97.5 x 80
  • Est. Taxes: $2,358
  • Lot Desc: Cleared, In County, Irregular Lot, Landscaped
  • View: Trees/Woods
  • Elem. School: Hammett Bowen Jr. Elementary
  • Middle School: Liberty Middle School
  • High School: West Port High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: G5110636
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /prop/G5110636/8960sw32ndterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/11/2026 11:37:55 AM)
Listing courtesy of ERA GRIZZARD REAL ESTATE   Phone: 352-259-4900

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8960 SW 32ND TERRACE, Ocala, FL, 34476

$169,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $135,920 $135,920 $135,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $197 $197 $197
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $826 $858 $1,129
Total Monthly Payment $1,097 $1,129 $1,400

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.