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Northgate - a guard gated condo community, set in a prime Melville location within Half Hollow Hills school district. This unit is positioned just feet from a recently renovated clubhouse, heated pool, tennis & pickleball courts, and a fitness center. Lifestyle opportunities abound, and without compromise, matched by more simplified condo living. Carefully maintained, gently lived in, and offering a fantastic layout, a paint refresh, some upgraded flooring, and new decor will go a very long way here. A 2005 full kitchen revision included granite countertops, paneled fridge, and full tiled backsplash. The sunken living room offers 9’ ceilings, oak floors, and a full wall of upgraded 2010 (and far oversized) Andersen windows and slider overlooking greenery for optimal privacy, and an upgraded composite deck for outdoor lounge time. Formal dining is just adjacent to the living room and fully open concept, with an additional informal/breakfast dining area within the vaulted portion of the kitchen, crowned with a new skylight. Upstairs, a gracious landing with a new skylight and dynamic staircase leads to the primary suite, with entry via glass-paneled French doors. Vaulted sleeping quarters and two walk-in closets, plus an additional third closet (all with closet systems), and a 2013 fully upgraded bathroom. Two additional bedrooms plus a 2010 fully renovated bathroom round out the second level. Significant structural/exterior upgrades include a 2 year old roof and 3 new skylights, as well as recently upgraded siding (both points which are the responsibility of the homeowner, as so noteworthy). Rheem central air conditioning system, central vacuum, crown molding, recessed lighting, generous closet space (outfitted with closet systems), and a one car garage with loft storage space are all additional points to consider. Centrally located just minutes to all that one could need for daily life, the Long Island Expressway, LIRR stations. Simplified condo living, without compromise, in Half Hollow Hills. Note that some photos are virtually staged.
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Our Executive Mortgage Banker:
$799,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,910 | $639,910 | $639,910 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,300 | $1,300 | $1,300 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,940 | $4,040 | $5,314 |
| Total Monthly Payment | $5,332 | $5,432 | $6,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.