504 OMAHA STREET, Palm Harbor, FL, 34683 | $460,000

Just minutes from downtown Palm Harbor, Ozona, Crystal Beach, and the shores of Honeymoon Island, this home offers the ideal blend of everyday convenience and coastal lifestyle. Enjoy easy access to local dining, shopping, and a quick drive to Tampa International Airport, all while being within a short walking distance to Palm Harbor University High School, one of the area’s highly rated class A schools.

Located in one of Palm Harbor’s most desirable neighborhoods, this move in ready ranch home combines thoughtful updates, functional living space, and a location that’s hard to match for growing families.

This well maintained 3-bedroom, 2. 5-bath home features a bright, open layout designed for comfortable living and entertaining. Major improvements include a new roof (2019) and a new A/C system (2023), along with fresh interior paint, newer appliances, and updated bathrooms, providing peace of mind and true move-in readiness. Digital front door deadbolt lock and Blink doorbell and security camera system included.

Inside, the open kitchen and family room create a seamless flow, enhanced by ceramic tile flooring throughout, updated lighting, and a clean, cohesive feel. The kitchen is both stylish and functional, featuring solid wood cabinetry, granite countertops, and newer appliances. Just off the kitchen, a versatile bonus space offers flexibility for a home office, study area, or additional living space.

The home offers three spacious bedrooms, including a comfortable primary suite, along with two and a half baths. The recently updated guest bathroom adds a fresh, modern touch.

Step outside to a private, (2023) vinyl fenced in backyard designed for both relaxation and versatility. There's a designated area at the back of the double gate boat or toy secure parking area for future Sheshed or Mancave with water and sewer pre-plummed under concrete and ready to connect. A spacious patio and an extended concrete pad with electrical already in place provide the perfect setup for a future hot tub or outdoor retreat. The expanded concrete parking area offers ample space for multiple vehicles, boats, or recreational equipment, while the low-maintenance landscaping helps reduce ongoing upkeep.

Set on an oversized lot with room to expand, this property also features no HOA and is located in a non-flood zone (Zone X), offering both flexibility and long-term value.

For buyers seeking a move-in ready home in a class A rated school zone with close proximity to some of Pinellas County’s best beaches, this property delivers on location, lifestyle, and value.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 95 x 72
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1963
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,404
  • Acreage: 0.16
  • Lot Size: 95 x 72
  • Est. Taxes: $4,400
  • Lot Desc: Corner Lot
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8504049
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/TB8504049/504omahastreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 5:28:30 AM)
Listing courtesy of LIPPLY REAL ESTATE   Phone: 727-314-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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504 OMAHA STREET, Palm Harbor, FL, 34683

$460,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $368,000 $368,000 $368,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,266 $2,324 $3,056
Total Monthly Payment $2,708 $2,766 $3,498

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.