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Welcome to this beautiful 4 bedroom, 3 full bathroom home nestled in the heart of the Incorporated Village of Farmingdale, located within the highly sought after Farmingdale School District. This sunny home offers a spacious living room, a formal dining room perfect for gatherings, and an eat in kitchen featuring Energy Star appliances for efficiency and modern convenience. A versatile den with an adjacent full bathroom provides flexible living space, with sliding glass doors that open to a private backyard oasis ideal for entertaining. Enjoy a charming porch with a swing, along with a barn-style shed equipped with electricity, perfect for storage, hobbies, or a workshop. All bedrooms are generously sized, and the basement has a separate outside entrance. Additional highlights include energy saving solar panels, a new roof, new gutters, and a new gas burner. Minutes to Farmingdale train station. This community offers a vibrant mix of suburban living and urban amenities, centered around a bustling Main Street with diverse dining and nightlife. Incorporated Village taxes are $1, 355. 07. Complete with sidewalks and a desirable location, this is a wonderful opportunity to make this lovely home your own!
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Our Executive Mortgage Banker:
$844,444
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $675,555 | $675,555 | $675,555 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $878 | $878 | $878 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,783 | $4,105 | $5,655 |
| Total Monthly Payment | $4,753 | $5,075 | $6,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.