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Presented by
Steven Geiger |
Welcome to this updated 2-Bedroom, 2-Full-Bath home located in the great community of East Islip. Fully renovated within the past two years, the property features a new roof and siding, as well as an updated kitchen complete with Quartz countertops, gas cooking, and white cabinetry. The finished basement offers extended living space including a recreation area and an additional room suitable for a home office or guest use. There is also a nice sized laundry/utility room equipped with an industrial washer, a gas dryer, and a brand new Navien combination boiler and endless hot water system that also provides a storage area. This house also has a full stand-up attic for additional storage. The exterior includes a sizeable detached garage and two newly paved driveways providing ample off-street parking. Access from the kitchen leads to the rear driveway, newly poured patio, and park-like backyard with an above-ground pool. Located in close proximity to the Long Island Railroad station, this home makes commuting to New York City quick and easy - about an hour door to door. You have convenient access to major roads such as Sunrise Highway and the Southern State Parkway, making getting around simple. Shopping, dining, and everyday essentials are all close by, with plenty of malls and local spots nearby. If you like being outdoors, you are near several marinas, Timber Point Golf Course, and Heckscher State Park. You are also just a short trip to either the Sayville or Bay Shore ferries which bring you to Fire Island. This house is conveniently located to enjoy all that the Islip and Bay Shore areas have to offer. A fantastic opportunity to own in a great location close to everything you need. Come see all this property has to offer and make it your next home!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,009
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.263.5275
Steven.Geiger@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,207 | $479,207 | $479,207 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $823 | $823 | $823 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,759 | $3,068 | $3,979 |
| Total Monthly Payment | $3,674 | $3,983 | $4,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.