This classic Wolpert Cape, blends timeless architectural character with thoughtful updates and meticulous pride of ownership throughout. The main level features a spacious living room with a large bay window great for natural light. Wood flooring which leads to dining area great for entertaining. The Kitchen boasts Natural Gas cooking, Granite counters, and Stainless steel appliances &. the perfect little breakfast nook area and pantry. Down the hall is a Full Bathroom with vaulted ceiling and skylight. The large den with vaulted ceilings, high hats, ceiling fan and skylights that open, lead out to the deck enhancing your get-togethers. Main floor Laundry Room perfect for everyday convenience. The primary bedroom suite is also on the main level for added convenience with a large closet and primary ensuite with walk-in shower. Upstairs, two additional bedrooms and a flexible bonus space provide versatility for a variety of uses. The basement is unfinished & has exterior access via Bilco door. Plenty of dry storage. There is an additional room with a window perfect for a home office. Interior finishes reflect both durability and style, with a mix of hardwood, tile, carpet, and vinyl flooring, complemented by crown molding and a freshly painted interior completed in 2023. Major systems have been carefully maintained and upgraded, including a natural gas heating conversion in 2012, a Rheem gas water heater, and a newly updated central air system with a November 2024 air handler and blower. Radiators and baseboard heating provide efficient comfort, and two-zone heating enhances functionality. The exterior continues to impress with a detached two car garage, asphalt driveway, and a fully fenced yard offering both privacy and usability. Outdoor features include in ground sprinklers servicing front & back zones, multiple deck areas with power access, and electrical readiness for a pool. Gutter guards , motion sensor lighting around the house, and a generator hookup with a main switch add to the home’s practicality. The architectural shingle roof, installed in 2014, contributes to long term peace of mind. The home is conveniently located just blocks from East Islip Schools & within close proximity to local parks, shopping, dining, major roadways.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $770 | $770 | $770 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,951 | $3,026 | $3,979 |
| Total Monthly Payment | $3,813 | $3,888 | $4,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.