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Step inside to discover a bright and welcoming interior highlighted by beautiful flooring throughout. The kitchen features stunning quartz countertops, a striking quartz island, with stainless steel stove, and a sleek stainless steel refrigerator — perfect for everything from casual breakfasts to entertaining. The home also offers the convenience of a washer and dryer, so laundry day is a breeze. This property is served by public tax records as a two-bedroom home, yet its generous layout provides abundant living space spread across multiple levels. The first level features a spacious living area, dining space, and the kitchen with laundry. On the second level, you will find an additional inviting living room, perfect for a cozy retreat or media space, along with a unique enclosed porch-sized room wrapped in windows — an inspiring space ideal for a home office, reading room, or creative studio. This level also includes a flexible room complete with a closet that can easily serve multiple needs. A full bathroom featuring elegant ceramic tiles flooring and partial walls, plus dual sinks, completes the second level. The third level offers two well-proportioned bedrooms, each with its own walk-in closet, providing exceptional storage. To ensure year-round comfort, every room is equipped with its own ductless mini-split indoor unit for efficient heating and cooling. Outside, the property continues to impress. A fenced front yard provides charming curb appeal, while the fenced backyard offers a private sanctuary featuring a lovely patio with a green table and four chairs, a brick-paved grading area, and a garden space with a delightful assortment of small trees and growing plants. The two-car driveway extends directly to the rear of the property, offering ample parking on the mostly level lot. Situated in a prime Yonkers location, this home offers an unbeatable commuter lifestyle just minutes from the Metro-North station with express service to Grand Central Terminal and easy NYC access. Weekend shopping and everyday errands are a pleasure with the Cross County Shopping Center — home to over 100 retailers, restaurants, and entertainment options — right at your doorstep. This is a wonderful opportunity to enjoy generous, flexible living space in a sought-after neighborhood.
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Our Executive Mortgage Banker:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $79 | $79 | $79 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,955 | $3,031 | $3,986 |
| Total Monthly Payment | $3,126 | $3,202 | $4,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.