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402 Elm Street, Gaffney, SC, 29340 | $175,000
Completely rebuilt from the inside out, this beautifully renovated 3 bedroom, 2 bathroom home offers modern comfort, quality craftsmanship, and exceptional value all within walking distance to downtown Gaffney. Situated on a desirable corner lot, this move in ready property is ideal for a first time homebuyer, growing family, or investor seeking a strong long term rental opportunity in an expanding area. This home has undergone an extensive renovation with major system upgrades already completed for peace of mind. Improvements include a newer 2022 roof, brand new 2026 gutters with gutter guards, all new tilt out energy efficient windows, a brand new HVAC system installed in 2026, and a brand new water heater installed in 2026. The home also features an entirely new electrical system with complete rewiring, a new panel box, and updated wiring throughout. The plumbing has been fully replaced with brand new PEX plumbing from the sewer connection through the entire home, including updated drainage systems. Inside, the home was practically rebuilt with all new interior framing, new subflooring and sheathing, and completely new sheetrock throughout the home. Every detail has been thoughtfully updated to provide the feel of a newly constructed home while maintaining the charm of its established location. The kitchen includes an oven and range that were added after the listing photos were taken and are included with the sale. Washer, dryer, and refrigerator may also convey with an acceptable offer, offering additional convenience and value to the future owner. Enjoy being minutes from shopping, dining, schools, and local amenities while benefiting from financing flexibility. This property is eligible for USDA, FHA, VA, and conventional financing and should qualify for South Carolina Housing programs, making homeownership more accessible for qualified buyers. Do not miss your opportunity to own a practically brand new home in the heart of Gaffney with modern systems, stylish updates, and unbeatable convenience.
Features
- Amenities: None
- Bedrooms: 3
- Baths: 2 full
- Laundry: 1st Floor, Walk-in, Electric Dryer Hookup, Laundry Room
- Style: Bungalow, Ranch
- Heating: Electric, Heat Pump
- Cooling: Central Air, Electric
- Basement: None
- Acreage: 0.17
- Est. Taxes: $860
- Lot Desc: 1/2 Acre or Less, Corner Lot, Few Trees
- Elem. School: BD Lee
- Middle School: Ewing
- High School: Gaffney
- Appliances: Dishwasher, Free-Standing Electric Range, Microwave, Electric Water Heater
- MLS#: 1590635
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/1590635/402elmstreet_gaffney_sc?source=qrflyer
Listing courtesy of Coldwell Banker Caine Real Est Phone: 864-585-8713
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
402 Elm Street, Gaffney, SC, 29340
$175,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $72 | $72 | $72 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $862 | $885 | $1,163 |
| Total Monthly Payment | $1,009 | $1,032 | $1,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484