43 St Margaret Street, #C, Charleston, SC, 29403 | $595,000

Located in the highly desirable Wagener Terrace neighborhood on Charleston's Upper Peninsula, this beautifully maintained townhouse with deeded-parking, offers the perfect blend of convenience, charm, and low-maintenance living. Just a few blocks from Hampton Park, The Citadel, and some of the area's best dining, shopping, and grocery options, the location is hard to beat. This is the only unit of the four that includes a deeded off-street parking space in immediate proximity to the front door, making daily errands and unloading effortless. Spanning approximately 1, 060 square feet across two levels, this two-bedroom, one-and-a-half-bath home features hardwood floors throughout and 9-foot ceilings on thefirst floor accented with crown molding. The spacious eat-in kitchen is designed for both everyday living and entertaining, complete with a center island, granite countertops, gas cooking, and a full appliance package including washer and dryer. Thoughtful updates throughout the home include professionally applied premium paint, stylish wallpaper accents, brand-new premium carpet on the stairs, and updated front windows (2022). The HVAC system was replaced in 2018 and has been recently serviced for added peace of mind. The exterior of the building, including doors and windows, was fully repainted in 2022. Additional highlights include a large shared outdoor patio ideal for relaxing or gathering. Situated in an X flood zone, this property also benefits from low HOA dues that cover comprehensive "studs-out" maintenance, including hazard and liability insurance, landscaping, irrigation, and trash, offering a true lock-and-leave lifestyle with minimal upkeep. Whether you're seeking a primary residence or second home, this turnkey townhouse delivers exceptional value in one of Charleston's most sought-after neighborhoods.

Features

  • Parking: Off Street
  • Heating: Forced Air
  • Cooling: Central Air
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Complex: Wagener Terrace
  • Development: 52 - Peninsula Charleston Outside of Crosstown
  • Year Built: 1950
  • Approx Sq. Feet: 1,060
  • Elem. School: James Simons
  • Middle School: Moultrie
  • High School: Burke
  • MLS#: 26012980
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/26012980/43stmargaretstreet_charleston_sc?source=qrflyer
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Listing courtesy of The Boulevard Company

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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43 St Margaret Street, #C, Charleston, SC, 29403

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,931 $3,006 $3,953
Total Monthly Payment $3,023 $3,098 $4,045

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.