408 Whitney Road, Stoddard, NH, 03464 | $669,900

Tucked away on a dead-end private road, you will find this charming year-round cottage perched right on the water’s edge! This home has been loved and cherished by the same owners for many years. This property encompasses . 46 acres and +/- 89 feet of exclusively owned sandy waterfrontage on the desirable Highland Lake! This home is thoughtfully designed, with no detail overlooked. Some features of this home include plenty of natural light, views of the lake from every floor, an open concept floor plan, and a woodstove in the living room which is the heart of the home. With 2 bedrooms and ¾ bath on the main level, and 2 large bedrooms and a ¾ bath/ washer and dryer on the second level, this property is perfect for entertaining guests! From the dining area, open the sliding glass door onto the deck overlooking breath-taking expansive lake views. Enjoy sitting out on the deck with a cup of coffee listening to the frequent sounds of loons calling. This property boasts a new aluminum dock (not in the photographs) as well as a tool/storage shed. Highland Lake is 7 miles long encompassing +/- 700 acres and is well known for its healthy population of Largemouth Bass. Bring your motorboats, kayaks, canoes, and fishing poles… this water setting is perfect for these toys! This property is a part of Whitney Road Association for $300 a year, which provides year-round road maintenance. This cottage is conveniently located only a few minutes away from both public boat launches, the town general store, and the Marina where you can gas up your boat after a fun day exploring on the lake! It is located approximately 25 mins to Keene and 1 hour and 45 mins to Boston, MA. Schedule your private showing and meet your dream lake home today! 3D Tour and floorplans are available.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 three-quarter
  • Style: Cape
  • Year Built: 1960
  • Heating: Propane,Baseboard,Electric,Wood Stove,Wall Units
  • Cooling: Other
  • Basement: Bulkhead,Partial,Sump Pump,Exterior Access
  • Approx Sq. Feet: 1,700
  • Acreage: 0.46
  • Est. Taxes: $5,350
  • Lot Desc: Beach Access,Country Setting,Deep Water Access,Lake Access,Lake Frontage,Lake View,Lakes,Trail/Near Trail,View,Walking Trails,Water View,Waterfront,Near Skiing,Near Snowmobile Trails,Near ATV Trail,Private
  • Water Front: Yes
  • Elem. School: James Faulkner Elementary
  • Middle School: Keene Middle School
  • High School: Keene High School
  • School District: Keene Sch Dst SAU #29
  • MLS#: 5087253
  • Website: https://www.raveis.com
    /prop/5087253/408whitneyroad_stoddard_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026
Listing courtesy of Stone Haven Real Estate   Phone: 603-504-5399
Listing Agent: Abby Fino

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NMLS Mortgage Loan Originator ID 81725

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408 Whitney Road, Stoddard, NH, 03464

$669,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $535,920 $535,920 $535,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $446 $446 $446
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,300 $3,432 $4,486
Total Monthly Payment $3,838 $3,970 $5,024

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.