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5880 Mt Philo Road, Charlotte, VT, 05473 | $2,495,000
Experience modern luxury and serene Vermont beauty in this stunning brand-new build on 5. 51 acres with sweeping Lake Champlain & Adirondack views. Offering over 3, 300 finished sqft, this thoughtfully designed home features 3 spacious bedrooms, 4. 5 beautifully appointed baths, and a 3-car heated garage with overhead expansion possibilities, blending comfort, style, and functionality throughout. The chef’s kitchen is a true centerpiece, boasting custom cabinetry, high-end appliances, natural stone quartzite countertops with an oversized island, and a custom walk-in pantry, all flowing seamlessly into a bright, open living space with engineered wood floors & filled with natural light and anchored by a custom gas fireplace. Expansive Marvin windows and sliding glass doors flood the home with sunlight, creating a warm, inviting atmosphere while framing the stunning sunset views - ensuring a picturesque backdrop from virtually every seat in the house. The main level also showcases a first-floor primary suite complete with an ensuite bath featuring a soaking tub, tiled double shower, double vanity, and walk-in closet. You also have direct access to a spacious deck—perfect for hosting and enjoying the surrounding landscape. Upstairs, two generously sized guest rooms each offer their own private baths, while a versatile loft area provides space for a home office or flex area, all overlooking the breathtaking west-facing lake & mountain views. The finished lower level expands your living space with a full bath, family room, home gym, and sauna - creating the perfect retreat for relaxation and wellness. Step outside to enjoy a beautifully designed outdoor setting complete with a plunge pool, pond, and fenced area, ideal for entertaining or quiet enjoyment. This one-of-a-kind property offers the perfect balance of luxury living and natural beauty, ideally located just minutes to Mt. Philo State Park and only 30 minutes to the UVM Medical Center, Burlington, and Middlebury.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 3 three-quarter / 1 half
- Style: Craftsman
- Year Built: 2025
- Garage: 3-car Garage
- Heating: Propane,Forced Air,Hot Air,Radiant Floor
- Cooling: Central AC,Mini Split
- Basement: Finished,Full,Walkout
- Approx Sq. Feet: 3,369
- Acreage: 5.51
- Est. Taxes: $10,519
- Lot Desc: Country Setting,Lake View,Mountain View,Open,Rolling,Walking Trails,Abuts Conservation
- Elem. School: Charlotte Central School
- Middle School: Charlotte Central School
- High School: Champlain Valley UHSD #15
- School District: Charlotte Valley Central School District
- MLS#: 5086501
- Website: https://www.raveis.com
/eprop/5086501/5880mtphiloroad_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/9/2026Listing courtesy of Geri Reilly Real Estate Phone: 802-862-6677
Listing Agent: Geri Reilly
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5880 Mt Philo Road, Charlotte, VT, 05473
$2,495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,996,000 | $1,996,000 | $1,996,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $877 | $877 | $877 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,022 | $11,967 | $16,575 |
| Total Monthly Payment | $12,024 | $12,969 | $17,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484