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1825 Federal Farmhouse – Beautifully Renovated and Restored in the heart of Carmel, NY countryside. As you enter through the front gate, you arrive at a peaceful retreat surrounded by formal gardens and multiple terrace and sitting areas. This exceptional home offers as many outdoor living spaces as indoor ones, creating a perfect balance for relaxation and entertaining. Inside, countless original details shine, including crown molding, hardwood floors, built-ins, and a stunning staircase railing. The living room features a large wood-burning fireplace, beautiful windows for natural light and French doors that open to a covered porch. The den is a bright, inviting space—ideal for curling up with a book or enjoying your favorite show. The formal dining room sits just off the kitchen, making entertaining effortless, and includes French doors that lead to an expansive patio. The kitchen is full of charm, with flagstone floors, a large bay window with a dining area, center island, and all the conveniences of modern living including Viking and Bosch appliances. Upstairs, the original handrail leads to a spacious primary bedroom with a walk-in closet, abundant natural light, and beautiful flooring. The primary bedroom shares a beautifully renovated bathroom with two additional generously sized bedrooms. A dedicated home office with built-ins provides the perfect work-from-home setup. As a bonus, a large walk-up unfinished attic offers endless possibilities for expansion or storage. Step outside to enjoy a lovely covered porch, beautifully designed patios, an outdoor kitchen, and a dining area beneath a stately pergola. The property is enhanced by established gardens, mature perennial plantings that bloom throughout the seasons, and classic New England-style stone walls—all fully fenced for deer protection. Numerous serene spots throughout the grounds invite rest and relaxation. Though private and tranquil, this property is conveniently located near shopping, restaurants, schools, major highways, and Metro-North.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$925,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $740,000 | $740,000 | $740,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,815 | $1,815 | $1,815 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,202 | $4,556 | $6,245 |
| Total Monthly Payment | $6,108 | $6,462 | $8,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.