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Presented by
Team Kinchla |
4116 ORANGE TREE COURT, St. Cloud, FL, 34769 | $265,000
One or more photo(s) has been virtually staged. Enjoy low-maintenance living in a convenient Saint Cloud location. This home offers a practical layout with an HOA that includes the community pool, roof replacement, exterior maintenance, and landscaping, helping simplify ownership and reduce some of the larger maintenance responsibilities.
The property is close to everyday shopping, dining, schools, medical services, parks, and major roads. The surrounding area continues to grow, with nearby commercial development and roadway improvements adding to the long-term appeal of this part of Saint Cloud.
US-192, Old Canoe Creek Road, Neptune Road, and Florida’s Turnpike provide easy connections toward Kissimmee, Lake Nona, Orlando International Airport, downtown Orlando, and the theme park corridor. Walt Disney World is roughly 25 miles away, while Melbourne’s Atlantic Coast beaches are about 46 miles east.
With Saint Cloud’s continued residential and commercial growth, this property offers a practical opportunity in a location that keeps getting more connected. A great option for buyers looking for convenience, flexibility, and easier day-to-day maintenance in Central Florida.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Room
- Year Built: 2006
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,768
- Acreage: 0.03
- Est. Taxes: $3,661
- HOA Fee: $925 Quarterly
- Lot Desc: City Lot
- Elem. School: Lakeview Elem (K 5)
- Middle School: Neptune Middle (6-8)
- High School: St. Cloud High School
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: S5149320
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/S5149320/4116orangetreecourt_stcloud_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team KinchlaSales Associates
508.274.7000
TeamKinchla@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4116 ORANGE TREE COURT, St. Cloud, FL, 34769
$265,000
Team Kinchla
Sales Associates
William Raveis Real Estate
Phone: 508.274.7000
TeamKinchla@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,254 | $1,305 | $1,718 |
| Total Monthly Payment | $1,634 | $1,685 | $2,098 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388