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Located east of I-95 in one of Palm Coast’s most sought-after non-gated communities Palm Harbor, this 3-bedroom, 2-bath home combines comfort, style, and convenience—all with no HOA fees. Step inside to find porcelain tile throughout, soaring vaulted ceilings, and sun-filled rooms framed by large windows. The updated kitchen features a propane gas range, modern appliances, and abundant storage. The spacious primary suite boasts tray ceilings, an en suite bath with dual sinks, and a large walk-in shower. Both secondary bedrooms are oversized, each with a walk-in closet, and share a beautifully maintained guest bath. Enjoy the outdoors with a covered lanai, an open-air patio, and a fully fenced backyard enhanced by mature landscaping with irrigation—perfect for relaxing or entertaining. Roof 2022, HVAC 2020 With a contemporary design and prime location, this home offers easy access to Palm Coast’s miles of hiking/biking trails, kayak launches, waterfront parks, and beaches for surfing, fishing, and family fun. Conveniently close to schools, shopping, I-95, and just minutes from the ocean.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $433 | $433 | $433 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,674 | $1,741 | $2,276 |
| Total Monthly Payment | $2,182 | $2,249 | $2,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.