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4 Bedroom, 2. 5 Bath Home with 2 Car Garage in the Belmont Community of Ruskin. With almost 2, 600 SqrFt, this home feels spacious and grand. From the Covered Screened Front Porch, you step into a Tiled Foyer. To the Left is a Formal Dining Room, to the Rear is the Family Room and Kitchen, and directly Behind is the Staircase to the 2nd Floor. The Dining Room with its Laminate Wood Flooring can easily be reconfigured as an Office/Den, the Game Room, a Crafts Studio, and more. The Wood Laminate Flooring continues in the Large Family Room. It has a Ceiling Fan, multiple Windows, and opens to the Kitchen. The Kitchen is fully equipped – Wood Cabinetry, Granite Countertops, Stainless Steel Appliances and Dual Compartment Sink, and a Walk-in Pantry. Dine either at the Barstool Height Countertop or the Breakfast Area overlooking the Backyard through Glass Sliders. There is even a Half Bathroom on the 1st Floor. All the Bedrooms are upstairs. The Primary Suite has a Ceiling Fan, Carpet Flooring, a Walk-in Closet, and En-Suite Bathroom. The Primary Bathroom is a true Retreat – a long countertop with Dual Sinks, a Garden Tub, a Glass Enclosed Walk-in Shower, and Private Toilet Closet. The 3 additional Bedrooms are in great shape. 2 of them have Laminate Flooring while the other has Carpet. Each Bedroom has a Ceiling Fan and large Closet. They share a Full Bathroom with a Tub-Shower. Additionally on the 2nd Floor is a Flex Space and a Laundry Room. Outside you will enjoy the fully fenced backyard and oversized Concrete Patio. The Belmont Community has access to a Club House, Community Pool, Playground, Dog Park, Tennis Courts, and Walking Trails. Pets permitted on a case-by-case basis with Owner's approval and a $350 per Pet Non-Refundable Pet Fee. There is a one-time $150 Administration Fee, a $75 Application Fee for each applicant 18 years or older. Applicants should have a minimum 650 credit score, Gross Monthly Income of at least 2. 5 times the Monthly Rent, and stable Rental History (no Evictions or Tenant Collections).
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,916 | $1,916 | $1,916 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $12 | $12 | $16 |
| Total Monthly Payment | $87 | $87 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.