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26 E Bayview Road, Charlestown, RI, 02813 | $914,900
A boater's dream in the heart of coastal Charlestown! Welcome to 26 E Bayview Road, a sun-filled, year-round young Colonial nestled within the highly sought-after Tockwotten Cove Association, where water access, coastal beauty, and effortless living come together. This inviting home offers 3 to 4 bedrooms and 2 full bathrooms, including three bedrooms on the second floor. The spacious primary suite is a true retreat, featuring a large, versatile layout with multiple sitting or workspace areas and a walk-in closet. The flexible first-floor layout (see floorplans) offers an additional bedroom and presents multiple options to create a first-floor primary suite. Other highlights include first-floor laundry, a garage, a dry basement with high ceilings as well as an unfinished bonus space above the garage with a separate entrance. A whole-house generator adds comfort and peace of mind year-round. Recent improvements include a new septic system, fresh interior paint, refinished hardwood floors, and updated lighting making this a truly move-in ready coastal escape. Enjoy private association access ($200 annual fee) just mile from your doorstep to the boat docks, boat launch, and kayak storage, with direct access to Ninigret Pond and out to the ocean via the Charlestown Breachway making every day a boating day. This is a true coastal escape ideal as a year-round residence, vacation home, or investment in one of Rhode Island's most desirable seaside communities.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Colonial
- Year Built: 1991
- Garage: 1-car Attached,Garage
- Heating: Baseboard,Hot Water,Oil
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 2,280
- Acreage: 0.23
- Est. Taxes: $4,837
- HOA Fee: $200 Annually
- Appliances: Oil Water Heater
- MLS#: 1411882
- Website: https://www.raveis.com
/prop/1411882/26ebayviewroad_charlestown_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
26 E Bayview Road, Charlestown, RI, 02813
$914,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $731,920 | $731,920 | $731,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $403 | $403 | $403 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,156 | $4,507 | $6,176 |
| Total Monthly Payment | $4,651 | $5,002 | $6,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB