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Welcome to 497 Hart Street!
This thoughtfully configured two-family townhouse in the heart of Bushwick offers the perfect blend of comfortable living and built-in income potential.
The home is set up as a spacious owner’s duplex plus a separate one-bedroom + home office rental above. The upper unit can be delivered vacant, giving you the flexibility to move in, rent it out, or create your ideal setup from day one.
The owner’s duplex spans the garden and parlor levels and has been fully renovated with a modern, functional layout. The garden level features an open-concept kitchen, living, and dining area with plenty of room to spread out, all leading directly to a beautifully landscaped private backyard that's perfect for entertaining or enjoying your own outdoor escape. Upstairs, the bedrooms are tucked away on the parlor level, along with the convenience of in-unit laundry.
The duplex is currently tenant-occupied through May 2027, providing steady income in place and a clear timeline for future use.
Please note: the basement is unfinished and has approximately 5'7" ceiling height.
Set on a charming, tree-lined block, you’re right in the heart of Bushwick, surrounded by some of Brooklyn’s best coffee shops, restaurants, and local favorites, along with easy access to nearby subway lines for a quick commute into Manhattan and beyond. It’s a neighborhood known for its energy, creativity, and strong sense of community.
497 Hart Street is a great opportunity for buyers looking for a well-maintained multi-family home with immediate income and long-term flexibility.
Showings by appointment only. Inquire today to schedule a tour!
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,699,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,359,999 | $1,359,999 | $1,359,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $390 | $390 | $390 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,722 | $8,264 | $11,476 |
| Total Monthly Payment | $8,237 | $8,779 | $11,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.