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Charming Brick Two-Family That Lives Like a Single-Family Home - Spacious and Affordable! Why choose between space and budget when you can have both? This beautifully maintained brick two-family home offers the comfort, layout, and curb appeal of a single-family residence-at a price point that makes sense. The main unit is designed for easy living, featuring a bright, updated kitchen with SS appliances, quartz and plenty of room to cook, gather, and entertain. Three generously sized bedrooms and a stylish full bathroom provide the space today's buyers are looking. Downstairs, a finished basement gives valuable extra living space-plus a convenient half bath. It's the kind of bonus space that truly sets this home apart in both size and value. A tandem 2-car garage adds everyday convenience and additional storage, making life just that much easier. The second floor unit offers even more flexibility and affordability potential. This private one-bedroom apartment has an open floor plan with full bathroom/laundry-ideal for rental income to offset your mortgage, multi-generational living, or hosting guests comfortably. With its combination of generous living space, move-in-ready condition, and built-in income opportunity, this home delivers exceptional value. It's a rare chance to own a property that feels larger, lives easier, and costs less than you might expect. Don't miss out-homes that offer this much space and affordability don't come around often!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $291,920 | $291,920 | $291,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,748 | $1,821 | $2,405 |
| Total Monthly Payment | $2,326 | $2,399 | $2,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.