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OPEN HOUSE: Sunday, May 24th - noon-3pm
Welcome to Fern Hill Cottage.
Tucked into a wooded hillside and surrounded by a sea of ferns, this charming light-filled cottage awaits its next steward. Newly built in 2023 and offered for the first time, it blends modern ease with the simple magic of living close to the landscape.
Inside, soaring ceilings and an open layout create an immediate sense of space and light. The substantial living and dining area flows easily into a well-appointed kitchen, which opens directly onto a generous back deck designed for summer entertaining.
The main floor also includes a spacious bedroom and full bath--ideal for guests. Upstairs, the entire second floor becomes a private primary suite, complete with a full bath with a soaking tub, and abundant wardrobe space.
A partially finished lower level adds approximately 500 square feet of flexible space, with natural light and polished concrete floors--perfect for a yoga room, studio, office, or media den (and lots of additional storage!). An attached garage provides direct access through the lower level, especially welcome in the colder months.
The location is perfect - with world famous fly fishing spots within 15 minutes on the Willowemoc River known for its clean water and popular trail heads in the Willlowemoc Wild Forest - it's simply ideal for nature lovers. Sat on a quiet country road just 15 minutes from Livingston Manor where you're close to well-loved restaurants, breweries and cafes, galleries (the amazing Catskill Art Space), well-curated shops, as well as the practicality of a supermarket and pharmacy. 2 hours from the GW Bridge.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$626,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $500,800 | $500,800 | $500,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,999 | $3,124 | $4,125 |
| Total Monthly Payment | $3,335 | $3,460 | $4,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.