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870 16TH LANE, Palm Harbor, FL, 34683 | $459,000
NEW TO MARKET!!! NEW TO MARKET!!! NEW TO MARKET!!!
Located in one of Palm Harbor’s most desirable golf cart-friendly communities and zoned for the highly sought-after Palm Harbor University school district, this beautifully maintained home offers the perfect blend of comfort, convenience, and lifestyle. This thoughtfully maintained home proves that great things come in smartly designed spaces—offering an ideal split floor plan, efficient use of every square foot, and incredible future potential.
The true standout here is the lot and lifestyle. Whether you’re looking for a move-in-ready home today, dreaming of future additions, or creating your own backyard oasis, this property offers flexibility that’s hard to find in Palm Harbor.
From the moment you arrive, you’ll appreciate the pride of ownership and thoughtful upgrades throughout, including a BRAND NEW ROOF, newer A/C, newer water heater, updated electrical, hurricane-impact windows and doors installed in 2021, and a newer vinyl fence for added privacy and security, a Smart Home powered by Alexa. The spacious two-car garage offers ample room for vehicles, storage, and hobbies.
Situated in Flood Zone X for added peace of mind, this property provides an exceptional opportunity to enjoy Florida living at its best! One of the home’s standout features is the oversized yard, offering endless possibilities for entertaining, gardening, or creating your dream outdoor oasis—with plenty of room to add a pool. A full front and back four-zone irrigation system keeps the landscaping lush year-round, while a generator plug adds practical preparedness.
Beyond the property itself, the lifestyle here is truly special. Enjoy a strong sense of community with wonderful neighbors and frequent outdoor gatherings that create a welcoming neighborhood atmosphere. The location is hard to beat—just minutes from vibrant downtown Palm Harbor, top-rated dining, shopping, entertainment, and a short drive to some of Florida’s most beautiful Gulf beaches. Right down the street is a YMCA with inviting membership packages and a well maintained pool facility.
This move-in-ready home combines upgraded peace of mind, spacious living, and an unbeatable location, making it far more than just a home—it’s a lifestyle opportunity in one of Tampa Bay’s most sought-after communities. Don’t miss your chance to make it yours.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 73 x 106
- Laundry: Laundry Room
- Year Built: 1981
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,283
- Acreage: 0.18
- Lot Size: 73 x 106
- Est. Taxes: $2,671
- Elem. School: Ozona Elementary-PN
- Middle School: Palm Harbor Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
- MLS#: TB8505650
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/TB8505650/87016thlane_palmharbor_fl?source=qrflyer
Listing courtesy of Keller Williams Realty- Palm H Phone: 727-772-0772
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
870 16TH LANE, Palm Harbor, FL, 34683
$459,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $223 | $223 | $223 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,261 | $2,319 | $3,049 |
| Total Monthly Payment | $2,559 | $2,617 | $3,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388