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One or more photo(s) has been virtually staged. Welcome to true WATERFRONT LIVING in the highly sought-after GATED COMMUNITY of Palm Bay, where the outdoor lifestyle takes center stage. Perfectly positioned on a DEEP-WATER CANAL with a PRIVATE DOCK and BOAT LIFT, this exceptional 3-bedroom, 3-bath POOL HOME offers DIRECT ACCESS TO THE BAY with minimal bridge restrictions, making it ideal for larger boats and even sailboats seeking easy passage to open water. From sunset cruises to weekend adventures on Tampa Bay and the Gulf, this home was designed for those who want boating and outdoor living woven into everyday life.
Inside, you’ll find a bright and inviting layout with soaring ceilings, fresh interior paint, and expansive living spaces designed for both entertaining and comfortable daily living. The dining room overlooks your private outdoor retreat, while the spacious upstairs loft offers flexible space for a home office, media room, or lounge area. Thoughtful updates throughout include BRAND-NEW carpet in two bedrooms and beautiful NEW hardwood flooring along the hallway and staircase.
The kitchen combines style and functionality with granite countertops and newer appliances, while the oversized primary suite provides a relaxing escape complete with an ensuite bath and TWO walk-in closets offering abundant storage.
Step outside and experience the true highlight of this property — an incredible WATERFRONT setting built for enjoying the Florida lifestyle year-round. The SCREENED-IN POOL with brick pavers and LED lighting creates the perfect atmosphere for relaxing evenings or entertaining guests after a day on the water. Boating enthusiasts will appreciate the LARGE PRIVATE DOCK and UPGRADED BOAT LIFT with recently replaced cables, 20-amp service, and a lifting capacity of at least 10, 000 pounds. With quick, direct access to the bay, limited bridges, and SAILBOAT-FRIENDLY waterways, you can easily navigate out to Tampa Bay and the Gulf of Mexico with ease.
Palm Bay at Bayside offers an unmatched WATERFRONT COMMUNITY experience with amenities including basketball and tennis courts, playgrounds, dog parks, a PRIVATE BEACH area, community boat ramp, boat lift, and freshwater marina — all with direct boating access to Tampa Bay and the Gulf.
Conveniently located near Tampa International Airport, International Plaza, Raymond James Stadium, and more, this home combines luxury, location, and an unbeatable boating lifestyle. Best of all, not only does this property have opportunity to expand but THIS HOME WAS NOT NEGATIVELY AFFECTED BY RECENT HURRICANES!
Whether you’re relaxing poolside, entertaining on the dock, or setting sail straight to the bay, this is the waterfront paradise you’ve been waiting for.
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$895,000
William Raveis Real Estate
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $716,000 | $716,000 | $716,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $880 | $880 | $880 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,293 | $4,350 | $6,042 |
| Total Monthly Payment | $5,265 | $5,322 | $7,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.