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Welcome to this impeccably maintained Hi-Ranch in the heart of Ronkonkoma, a versatile 4-bedroom, 2-bathroom home offering both comfort and efficiency. This expansive residence features cathedral ceilings, recessed lighting, and a modern kitchen complete with granite countertops and a full suite of stainless steel appliances, including a dishwasher and microwave. Recent upgrades add exceptional value, including paid-off solar panels installed just one year ago, a new roof, and a boiler less than 10 years old. The home also includes an ADA/senior-friendly bathroom, enhancing accessibility and convenience. The thoughtful layout offers a first-floor bedroom and a full bath, ideal for guests or entertainment, while the upper level showcases bright living spaces and gleaming hardwood floors throughout. Enjoy a fully fenced yard with the fence installed just one year ago, featuring a private patio, in-ground sprinkler system, and a storage shed; perfect for easy outdoor maintenance and entertaining. A one-car attached garage completes the package. Located within the highly regarded Middle Country School District and just minutes from the Ronkonkoma LIRR hub, this home is a commuter’s dream with easy access to Manhattan. Close to scenic Lake Ronkonkoma and local shops, this property offers the ideal blend of comfort, style, and community convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$629,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,992 | $503,992 | $503,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,108 | $1,108 | $1,108 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,018 | $3,144 | $4,115 |
| Total Monthly Payment | $4,218 | $4,344 | $5,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.